Of the abounding acquittal options that e-commerce portals action to customers, EMI (Equated Monthly Installment) is arguably the best popular. That’s because it allows acquittal for a artefact to be fabricated in baby chunks advance over an continued bulk of time, appropriately putting beneath (financial) ache on the buyer. But as acceptable as EMIs are, they are alone accessible with acclaim cards, which are still not widely-used in India. Consequently, a lot of barter eventually end up not affairs articles they absolutely appetite to.
It seems Flipkart wants to change that, which is why the e-tailer has alien the ability to pay through EMIs alike with debit cards. According to Flipkart, availing the ability doesn’t crave barter to accept a minimum antithesis in their account. There is no affidavit or processing fee complex either.
Before accepting started, a client charge aboriginal acquisition out whether they are acceptable for the ‘Debit Agenda EMI’ ability or not. To do that, they artlessly accept to argument <DCEMI> to 57575, from the aforementioned cellular cardinal they accept registered with their Flipkart annual and (salary) coffer account. They’ll afresh get a argument bulletin (see below), absolution them apperceive about their accommodation status.
Apart from the SMS option, barter can additionally analysis accommodation from Flipkart’s app or website. If they are acceptable for availing ‘Debit Agenda EMI,’ the advantage will appearance up beneath ‘Easy Acquittal Options’ abutting to the product’s listing.
Availing EMI through debit cards is easy. Afterwards the chump has added a artefact to their barrow and moves to the acquittal options step, they’ll accept to baddest ‘Debit Agenda EMI’ (We weren’t able to affirm this on our end). Following this, they charge baddest the EMI administration (in months) and accredit the transaction via bank’s OTP/PIN or Netbanking facility. Once the transaction is confirmed, the product’s amount would be breach into according instalments breach over the administration called by the customer.
It seems that currently, this ability is alone accessible to debit agenda holders of four banks – Axis Bank, HDFC Bank, ICICI Bank, and SBI. It’s account advertence that availing ‘Debit Agenda EMI’ will acquire absorption from the bank, which will accept to borne by the customer. Also, if a chump cancels an adjustment afterwards opting for this acquittal option, they won’t be able to use it afresh for 90 days.
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